As I mentioned in my previous post, this year I’m all about making most of my finite and precious days on earth. To achieve this noble purpose, I need funding. Sponsors aren’t exactly lining up to help me out in this department, so I have to budget. For this purpose I created of my very grown-up Excel spreadsheet of budgeting doom.

Resolve: I had it
This spreadsheet, this thing of wonder, was going to help me achieve two things:
1. Settle my heaps of debt. Live and learn, right?
2. Ensure that I have money to go out for drinks at all times, including the weekend, nay, the very day before payday.

What I want to do. All the time.
I know that there’s supposed to be a savings component too, but this is a slow recovery. Give me time.
February was my first budget month, and I’ll be the first to admit that I made some mistakes:

D'oh = No dough
Mistake number one:
I used all the money I paid into my credit card to fund my frolicking. I actually withdrew the money from the account and spent the cash. No need to point out the massive fail there, kids. I get it.
Mistake number two:
I used the money I budgeted for groceries to fund my frolicking. This panned out because there’s always a dusty tin of beans somewhere in the kitchen cupboard. Not the most nutritious choice, I’ll admit, but what can you do?
Mistake number three:
I used some of the money I budgeted for petrol to fund my frolicking. As you can imagine I had some tense moments on the road in February.
Mistake number four:
I used the money I paid off on my Woolworths account (curse your tasty goodness, Woolies food store!) to fund my Valentine’s Dinner.*
In an attempt to rectify these mistakes, I made an effort to actually budget for my frolicking, which is obviously my most expensive habit. This seems like a good approach to me. It means my daily allowance is a little more, which means that I can happily frolic, eat and drive around. What more could a girl need, right?
Except…
As part of the new, improved, ready to celebrate me, I’ve identified thoughtful birthday presents for all my friends. I set out a budget for each friend months in advance and I even ordered some of the gifts already. Things were going swimmingly until I made an impulsive purchase that usurped my entire frolicking budget and then some. The result is a fair bit of anxiety about the state of my financial affairs on the first day of the month. †
Although my strategy in February wasn’t perfect, it was nice to know that I planned ahead and that I only ran out of money five days before payday, as opposed to the usual fifteen. Having said that, this month I’m missing out on fifteen stress-free, living large days that bad financial management offered me in the past.
Let’s hope I do better in April.
*The dinner was a huge success!
† Completely idiotic, considering that I budgeted for a bag, a grater and a very expensive gift that I don’t have to buy.













